How much additional pension is paid at 80?

20% of basic pension, rising to 30% at 85, 40% at 90, 50% at 95 and 100% at 100. DR is also paid on the additional amount.

From which date is additional pension paid?

From the first day of the month in which the pensioner reaches the qualifying age. A pensioner born on 20 August 1946 gets it from 1 August 2026.

Do family pensioners get additional pension?

Yes. Family pensioners get the same percentages of basic family pension, based on their own age.

Is additional pension calculated on the commuted or the original pension?

On the original basic pension. Commutation does not reduce the additional pension.

Additional pension at age 80 and above

Updated 11 October 2026

Central government pensioners and family pensioners get an additional pension once they turn 80. It starts at 20% of basic pension and rises in steps to 100% at age 100. Dearness Relief is paid on the additional amount too, and it starts from the first day of the month in which you reach the qualifying age.

Additional pension rates

The rates are set by Rule 44(6) of the CCS (Pension) Rules, 2021 for pensioners and Rule 50(3) for family pensioners.

Age of pensioner	Additional pension
80 to less than 85	20% of basic pension
85 to less than 90	30% of basic pension
90 to less than 95	40% of basic pension
95 to less than 100	50% of basic pension
100 and above	100% of basic pension

When it starts

As the Department of Pension and Pensioners' Welfare restated in an office memorandum of 30 October 2025, the additional pension is due from the first day of the month in which the pensioner completes the age. A pensioner born on 20 August 1946 turns 80 on 20 August 2026, so the 20% additional pension is payable from 1 August 2026, not from the birthday itself or the following month.

How it is calculated

The percentage is applied to basic pension (or basic family pension), not to the pension plus DR.
For a pensioner who has commuted part of the pension, the additional amount is worked out on the original basic pension, not the reduced amount after commutation.
Dearness Relief is then paid on basic pension plus additional pension, so the gain is larger than the percentage alone suggests.
Each new slab replaces the previous one; they do not add up. At 85 you get 30%, not 20% + 30%.

Worked example

Worked example. A pensioner has a basic pension of ₹30,000. Before 80, pension with 60% DR = ₹30,000 + ₹18,000 = ₹48,000 a month. At 80, additional pension = 20% × ₹30,000 = ₹6,000, so basic plus additional = ₹36,000. DR at 60% on ₹36,000 = ₹21,600. New monthly pension = ₹36,000 + ₹21,600 = ₹57,600, a rise of ₹9,600 a month.

The same pensioner at later ages, keeping DR at 60%:

Age	Additional pension	Basic + additional	DR at 60%	Total a month
Below 80	Nil	₹30,000	₹18,000	₹48,000
80	₹6,000	₹36,000	₹21,600	₹57,600
85	₹9,000	₹39,000	₹23,400	₹62,400
90	₹12,000	₹42,000	₹25,200	₹67,200
95	₹15,000	₹45,000	₹27,000	₹72,000
100	₹30,000	₹60,000	₹36,000	₹96,000

How DR increases add to it

Because DR is a percentage of basic pension plus the additional pension, every DR increase is worth more to a pensioner over 80. Take the pensioner above at age 80, with ₹36,000 of basic plus additional pension. If DR goes from 60% to the 63% that the July 2026 formula points to (not yet approved as of 11 October 2026), DR rises from ₹21,600 to ₹22,680, an extra ₹1,080 a month. Without the additional pension, the same 3-point rise would add only ₹900 on a basic pension of ₹30,000.

Family pensioners

A spouse or other family member drawing family pension gets the same additional percentages based on their own age. For example, a widow aged 82 drawing a basic family pension of ₹20,000 gets an extra ₹4,000, and DR is paid on ₹24,000.

Making sure you get it

The pension disbursing bank should add the additional pension automatically using the date of birth recorded in the Pension Payment Order (PPO). Check your bank statement or pension slip for the birthday month.
If the date of birth in the PPO is missing or wrong, write to the bank's pension cell with proof of age, and to your pension sanctioning authority if the PPO needs correcting.
Arrears are payable if the bank started late. Keep the month you turned 80 handy when you follow up.
Submit your annual life certificate (Jeevan Pramaan) on time so that pension, including the additional amount, does not stop.

Tax for pensioners aged 80 and above

The additional pension is taxable like the rest of your pension. In the old regime, "super senior citizens" aged 80 and above pay no tax up to ₹5 lakh of income. In the new regime, the slabs are the same for all ages, but income up to ₹12 lakh is tax-free after the rebate, and pensioners get the ₹75,000 standard deduction. Compare both in the income tax calculator and read tax on pension.

Proposals to start it earlier

Pensioner associations have long asked for the additional pension to start at 65, with smaller steps every five years. As of October 2026 no such change has been made, and the age-80 rule stands.